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Investment Property Loans. Getting an investment property loan is harder than getting one for an owner-occupied home. And they are usually more expensive. Many lenders want to see higher credit scores, better debt-to-income ratios, and rock-solid documentation (W2s, paystubs and tax returns) to prove you’ve held the same job for two years.
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On the other hand, the advantages of investing in real estate are numerous. yields through increased rent. As a rental house increases in value, the owner can “harvest” profits by taking out a new.
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