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How Rent To Own House Works How Does Rent-to-Own Work? | DaveRamsey.com – While it may seem tempting, the rent-to-own process can be risky-especially for buyers. So, how does the rent-to-own process work? What are the real pros and cons? Look no further because we’ve got the answers. What Is a Rent-to-Own Home? A rent-to-own home is a house you can buy through a rent-to-own agreement.

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This helped formalize the rent-to-own model, whereby tenants can have a portion of their monthly rent payments accrue toward a down payment to eventually buy the home they’re renting. With the rent-to-own option now available to more tenants to buy a house or condo, many consumers ask: how does rent-to-own work?