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Pre-qualifying for a personal loan is a preliminary step in the loan approval process. It gives lenders a preview. This means you can pre-qualify with multiple lenders to find the best and cheapest.
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Mortgage Pre-approval: How to Get Preapproved for a Home Loan – A mortgage pre-approval refers to a letter from your lender indicating that you meet the standards for a home loan within a certain price range. The lender has performed an in-depth review of your credit, income, and other financial indicators, and put them through the automated underwriting system.
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