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How Much Do I Have to Make to Qualify for a Home Loan? – Purchasing a home requires money, patience and more money. The annual income required to obtain a home loan depends on several factors, including Debt-to-Income RatioYour debt-to-income ratio is the measure of how much of your income is taken up each month by your qualifying debts, including.
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Qualifying for a Loan | HowStuffWorks – Your lender doesn’t know about that, so the $1,400 mortgage it says you qualify for today may not fit your actual budget in five years — particularly if you don’t see your income increasing too much over that period. Take a look at this calculator to see how much house you can afford based on your current income.