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If you have bad credit, NerdWallet can help you pick a loan from lenders such as Lending Club, Avant and OneMain Financial. There are options for people with bad or thin credit, though interest.
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.