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Chapter 8: Disclosures at Loan Application – DRE form 883, combined Mortgage loan disclosure statement/good faith estimate, cannot be used Unless DRE gets HUD approval of the form For non-traditional loans, brokers use DRE form 885 instead of form 882, without completing the good faith estimate portion
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Federal Mortgage Disclosure Requirements Under the Truth in. – In developing rules for residential mortgage loans under Dodd-Frank Act section 1405(b), the Bureau has considered the purposes of improving consumer awareness and understanding of transactions involving residential mortgage loans through the use of disclosures and the interests of consumers and the public.
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Few black people get home mortgages in Detroit, data show – Data collected under the federal Home Mortgage Disclosure Act show: White borrowers got almost the same number of mortgages as black borrowers despite being a much smaller percentage of the city.
What is a Closing Disclosure? – A Closing Disclosure is a five-page form that provides final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs).
What Is a Mortgage Loan Disclosure Statement? | Pocketsense – A mortgage loan disclosure statement outlines the important details of a prospective loan. Federal law requires lenders to provide a disclosure statement to the borrower to make sure he is aware of all terms before signing any legally binding loan documents.
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